When we say we work for you, we mean it. Your Campbell River Mortgage Centre Specialist will do all the work of mortgage shopping for their clients, so they can concentrate on making their move go smoothly. We meet to discuss our client’s needs when and where they like—or handle everything over the phone, if they prefer. We take the time to explain all the steps and terms in plain English to make sure they're completely comfortable. Then we shop their mortgage to Canada's leading lenders who compete for the opportunity of funding your mortgage.
Because we don't work for the lenders, we have virtually unlimited access to leading financial institutions from across Canada. This guarantees you a huge range of the lowest possible mortgage rates and options to choose from, so finding one that fits your needs precisely is easy. And as independent local business people, we won't lead you in any one direction. We'll offer expert, unbiased mortgage advice so you can feel confident you're getting the best-available mortgage rate and features.
1. We sit down with you, evaluate your needs and complete an electronic application form.
2. Based on your application, our exclusive electronic bid system generates a one-page personalized mortgage proposal for you that outlines the lenders' best rates and product features.
3. Together we decide which lender offers the most attractive package of rate and features for your specific needs.
4. We then electronically forward your application to that lender.
5. Once approval is received—usually within a matter of hours—you simply sign the required forms and you've got your mortgage! Then, over the next few days and weeks, we follow up with all the required supporting documents.